Uninsured Motorist Claims

Being involved in an automobile accident that was not your fault can be extremely frustrating on its own, but adding the frustration of the at-fault driver not having insurance can be overwhelming. Of course, you want the damages to be paid for since you did not cause the accident, but how can you expect this to happen if the other driver doesn’t have insurance? The answer is not always simple, but there is something that you can do ahead of time to avoid the stressful situation.

Speak With Your Insurance Provider about Uninsured Motorist Clauses

Although you might find it difficult to get an at-fault driver without insurance to pay for the damages caused in an accident, you may be able to add an uninsured motorist clause to your own insurance policy. Adding this feature will increase your principal but can help you avoid having to take the full brunt of the expenses to fix your vehicle.

The uninsured motorist clause usually has a minimum amount of coverage that must be purchased, with the ability to purchase more than the minimum as long as it does not exceed the amount of liability insurance you have for yourself.

Contact a Lawyer

Many people will find it extremely frustrating to take on a higher insurance payment just to pay for the mistakes of another person. The other option is to call an experienced lawyer who can help you fight for the money that you deserve. If this describes your situation, contact the Chicago uninsured motorist lawyers of Friedman & Bonebrake, P.C. today at 312-466-8200 to discuss your legal rights and options.